Disclaimer

Important Notice. Please Read Carefully

If you are experiencing significant financial challenges, it is recommended that you explore alternative solutions or seek professional financial guidance.

This website utilizes Site Visit Recordation Technology, including third-party providers such as Jornaya’s LeadiD, to document site visits. By submitting your information on this site, you agree to the use of this technology.

The owner of this website is not a lender, nor do they serve as an agent for any lender. They do not process loan applications or participate in lender-related activities, such as making credit decisions, arranging loans, underwriting, funding, servicing loans, or collecting payments. When you submit your information through this website, you are requesting a connection with one or more financial service providers who may be able to assist with your financial needs. These providers are responsible for handling the loan application process, verifying your details, and making independent credit decisions.

This website provides administrative services, often referred to as "lead generation," at no cost to you. Lenders and financial service providers pay a fee to be connected with consumers seeking financial services, often through a bidding process similar to Google AdWords, where the highest bidder is matched with the consumer.

In certain cases, you may be given the option to be connected with a Tribal Lending Enterprise (TLE). TLEs operate under tribal and certain federal laws and are not subject to state laws, including those governing usury caps. Be aware that loans from tribal lenders may have higher rates and fees than state-licensed lenders, and they may require dispute resolution in tribal courts. It is important to thoroughly read and understand the terms of any loan offer, whether from a tribal or state-licensed lender, and to decline any offer with terms that are unaffordable or unacceptable to you.

By submitting your information through this website, you grant permission for the website owner and their network of lenders to perform a credit check, which may include verifying your Social Security number, driver’s license, or other identification, as well as evaluating your creditworthiness. Credit checks are typically conducted through major credit bureaus such as Experian, Equifax, or TransUnion, but may also include alternative bureaus like Clarity or DataX. Additionally, you authorize the website owner to share your personal and credit information with its network of lenders and service providers.

This service is not available in all states.

Lender or Lending Partner Terms Disclosure

When a lender offers you a loan, they are legally obligated to provide documents detailing all fees, interest rates, and any charges related to the loan. This includes information on potential late fees and terms for refinancing, renewing, or rolling over the loan, if allowed by law. Loan terms, including fees and interest rates, are set by the lender or financial service provider, according to their policies and legal guidelines. This website does not have control over or access to the loan terms offered to you.

Late Payments Can Impact Your Credit Score

Please note that missing or making a late payment may negatively affect your credit score. To safeguard your credit history, it is essential to only accept loan terms that you can reasonably afford to repay. If you are unable to make a payment on time, contact your lender immediately to discuss available options.

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Important Disclosures

Serious Financial Considerations:

If you're experiencing significant financial hardship, please explore other alternatives or seek professional financial advice.

Site Visit Recordation Technology:

We use technology, including Jornaya’s LeadiD, to record visits to this site. By submitting your information, you consent to this technology's use.

Website Function:

This site’s owner is not a lender, broker, or agent and does not engage in lender-related activities. By submitting your information, you are requesting to be connected to one or more financial service providers, who will handle the credit application process.

Lead Generation Service:

This service is free for consumers. Lenders pay a fee to connect with users seeking loans, and this is typically managed through a ping tree model, where the highest bidder is linked with the consumer.

Tribal Lending Enterprises (TLEs):

If you are matched with a TLE, please note they follow tribal and federal laws and may not adhere to state law, such as interest rate caps. Their terms, including rates and fees, may differ from state-licensed lenders. Always review and understand the terms before accepting any loan.

Credit Checks:

By submitting your information, you allow us and our network of lenders to perform a credit check, which may involve verifying your social security number and reviewing your creditworthiness through agencies like Experian, Equifax, or TransUnion, as well as alternative bureaus like Clarity and DataX.

Service Availability:

This service may not be available in all states. Be sure to verify your eligibility.

Lender’s Terms and Disclosure:

Your lender is required by law to provide clear information about loan fees, interest rates, and any potential late payment fees. Always read the loan terms carefully and make sure they align with your ability to repay.

Protect Your Credit Score:

Missing or making late payments can damage your credit score. Only agree to loan terms that you can afford and reach out to your lender if you're facing difficulties in making payments.